Prevent Identity Theft! DO NOT provide personal information sucha s Social Security & Account Numbers of Mother's Maiden Name by email or phone unless you initiated the contact. The Bank WILL NOT solicit this information without direct contact with you.

Our hours have just been extended! With our new Internet Banking Service you can do your banking from your computer any time, any where you choose. And, the best thing about Internet Banking is that it is FREE! Just logon to www.fnbcambridge.com or ask an fnb banker for further details.

To apply for Internet Banking, contact The First National Bank at 308.697.3335 or email us!

When you access www.fnbcambridge.com, you agree to be bound by the terms of the Internet Banking Agreement outlined in the Disclosures section of our website.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE
COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31,2010,
through December 31,2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available
to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured
depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit ww.fdic.gov.