Accounts

FNB Club

Interest on Checking
Your checking account will earn interest on the full amount of principal when you maintain the required balance. Ask us for details.

Unlimited Checking
Use all the checks you like. With FNB Club there is no per-check charges.

Free Personalized Checks
Receive all the personally imprinted checks you need free. Your special member checks will be printed with your name and address at no cost to you.

Increase Your Security With the Family Plan
If you have a family or simply want the added security of increased protection, we recommend the Family Plan:
   w $25,000 coverage for members.
   w $1,500 coverage for your spouse and each dependent child
      (if not already covered as an account holder).
   w PLUS, as a member, your Accidental Death Insurance increases to
      $100,000 when you travel as a passenger on a Scheduled Airline.
      Coverage for your entire family is just $2 extra per month.

Credit Card Protection
When your credit, debit, and ATM cards are registered, just call the toll-free 24-hour number to report a loss or theft, and all your card issuers will be notified for you. You'll also receive protection against any liability on every registered card.

Emergency Cash Advance Service
Get cash in emergencies with your MasterCard or VISA. You can get up to $500 on your available cash advance limit at a generously discounted fee at over 15,000 locations coast to coast. Most are open around the clock.

Standard Travelers Checks and Cashier's Checks at No Issue Charge
The secure, convenient instruments are available to you at not charge. (Limit 3 per month)

24-Hour Banking
With your 24-hour banking card, all your transactions are safe, confidential - and fast. (Card fee waived first year.)

Direct Deposit of Social Security and Payroll Checks
Enjoy the convenience. For immediate access to your money, you can authorize the Treasury and your employer to deposit your checks directly into your account.

Nationwide Discount Book
Save 50% at over 1,600 participating lodging properties from coast to coast, plus up to 20% on vacation dining nationwide. Plus, you'll find discount offers from theme parks and car rental companies. You can receive a new bargain filled Savers Club Discount Book every year.

Key Ring Protection
Help to retrieve lost keys. With your personally registered key ring, your lost keys can be dropped in any mailbox and returned to you... at no additional charge.

Free Safe Deposit Box for a Year
Store your valuables in a personal-size safe deposit box. It's yours rent-free for the calendar year.

Free Notary Service
Use our notary service free. We'll be happy to notarize your offical documents at no charge.

Automatic Savings
Save the easy way. You decide how much you want to save. The amount will be automatically transferred according to your instructions.

Individual Retirement Account
Open your Individual Retirement Account with us, and we'll design a plan that's right for you at no charge. Ask us for a complete explanation of your IRA tax benefits.

Bank-by-Mail
Deposit by mail, and save time and trouble. Receive all the deposit tickets and mailers you need free of charge.

Free Financial Newsletter

If You're 55 of Over, Enjoy All the Benefits of FNB Club - With Just a $1,000 Minimum Balance Requirement! Should your balance fall below $1,000, a $6 fee will be charged.

Accidental Death Insurance is offered through the insurance company named on the Certificate of Insurance. Coverage is divided equally among owners of joint accounts. The 24-Hour Accidental Death Insurance benefit reduces by half at age 70. As a member, you'll automatically receive new benefits as they are added to your program.

Other Checking Accounts

Regular Checking
Student Checking
w Free to Qualifying Students

Interest Bearing Checking Accounts

Now Account
Super Now Account
Money Market Account

IRA Accounts

Roth IRA
Traditional IRA
SEP IRA
Coverdell Education Savings Account

Time Certificates

Various Terms
w Call (308) 697-3335 for Current Rates